I’ve heard too many unfortunate stories of Real Estate Agents charging their clients to find and show them properties. That’s ridiculous! When you are buying a home, you should never pay anything directly to your Agent. Legitimate and Ethical Real Estate Agents get paid a commission for their services from the seller of the home you are buying, not from you the buyer - and only when the transaction is complete, not before.

Are you ready to buy a home, but don’t know what Realtor® to work with, or who to contact for a Mortgage? Look no further! Use my FREE HOME FINDING SERVICE, with no obligation and no cost! Really, it’s very simple...

I will help you find the right home, and can also help you find the right loan. I work with well known Mortgage Lenders such as Bank of America, Wells Fargo, Washington Mutual (now Chase Bank) as well as local Mortgage Brokers, and can recommend the best lender for your personal situation, and work with you throughout the loan process before we start to look at homes.

If you're buying in another county or state, I can still help you!  Let me refer you to a qualified REALTOR® in your area, and I'll be happy to follow up throughout the transaction to make sure everything is going smoothly.  PLUS - I'll give you 10% of the referral fee that I get! [Home Buyers Rebate]

If you’re ready right now to buy a home, simply contact me (connect toll-free) and we can get started right away! If you already have a lender you’re working with or a loan approval - that’s great! You’re already a step ahead. If not, no worries, we can briefly talk about your situation and I can recommend a lender to suit your situation and work with you through the loan approval process. Once your loan is approved, we’re ready to start looking at homes!

If you’re interested in seeing what the San Diego Real Estate Market looks like, but you’re not quite ready to start shopping, I can set you up with your own custom search in the San Diego MLS (Multiple Listing Service), at no cost or obligation of course. Why would you want to do that? Because it’s so easy - Once your search is set up, you are automatically notified of new listings in your email inbox. Then you browse through them online from the convenience of your own home, at your leisure. If you don’t have a great internet connection, I can also print and mail or deliver you new listings. I’m here to help you however I can, and make home buying as easy and enjoyable as possible for you!

Whether you’re ready to buy a home right now or not, I’ll be happy to answer any questions you have. I look forward to hearing from you and seeing how I can help you!

Amy Ruiz - Your Friend in Real Estate